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{"sheet":"Investor Report","index":0,"n_rows":106,"n_cols":17,"rows_kept":106,"cut":false,"hidden":false,"merged":[[21,13,21,14],[12,3,12,4],[16,4,16,5],[15,9,15,10],[15,4,15,5],[21,11,21,12],[17,4,17,5],[17,9,17,10],[21,3,21,4],[21,8,21,10],[11,6,11,7],[11,8,11,10],[13,3,13,5],[14,3,14,5],[11,3,11,4],[22,3,22,4],[18,9,18,10],[18,4,18,5],[19,3,19,5],[21,6,21,7],[36,3,36,5],[33,6,33,7],[35,3,35,5],[23,7,24,7],[33,3,34,5],[25,7,26,7],[75,13,75,14],[72,9,72,10],[75,11,75,12],[49,14,50,14],[54,8,54,13],[64,9,64,10],[61,9,61,10],[62,9,62,10],[51,8,51,13],[60,9,60,10],[37,3,37,5],[37,9,37,10],[45,3,45,4],[45,8,45,13],[47,8,48,13],[35,9,35,10],[47,3,47,6],[36,9,36,10],[33,8,33,10],[33,11,33,12],[33,13,33,14],[49,15,50,15],[49,16,50,16],[47,14,48,14],[34,9,34,10],[49,8,50,13],[22,9,22,10],[23,9,24,10],[25,9,26,10],[28,9,28,10],[31,9,31,10],[30,9,30,10],[27,9,27,10],[29,9,29,10],[93,11,93,16],[9,11,9,16],[43,11,43,16],[12,9,12,10],[13,9,13,10],[14,9,14,10],[11,11,11,12],[19,9,19,10],[16,9,16,10],[88,8,88,9],[59,9,59,10],[63,9,63,10],[33,15,33,16],[75,15,75,16],[84,11,84,16],[58,9,58,10],[80,9,80,10],[77,9,77,10],[53,8,53,13],[27,12,27,14],[68,11,68,16],[69,12,69,16],[47,15,48,15],[47,16,48,16],[22,12,22,14],[24,12,24,14],[25,12,25,14],[23,12,23,14],[87,8,87,9],[75,8,75,10],[86,5,86,6],[75,3,75,5],[75,6,75,7],[80,4,80,5],[76,9,76,10],[77,4,77,5],[78,4,78,5],[78,9,78,10],[70,3,70,7],[70,9,70,10],[73,9,73,10],[105,3,105,4],[104,3,104,8],[102,3,102,4],[101,3,101,4],[86,3,86,4],[76,3,76,5],[86,7,86,9],[89,8,89,9],[79,4,79,5],[79,9,79,10],[100,3,100,4],[95,7,95,8],[98,3,98,4],[99,3,99,4],[95,5,95,6],[97,3,97,4],[95,3,96,4]]}
[]
[]
[null,null,null,"External report  -  Mortgage covered bonds outstanding"]
[]
[null,null,null," ",null,null,null,null,null,null,null,null,null,null,null,"Cut-off date","2014-02-04"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,"Reference","2013-02-04"]
[]
[]
[]
[null,null,null,"I) Details about the total volume and maturity structure",null,null,null,null,null,null,null,"(Data in million Euro)"]
[]
["(1),(2)",null,null,null,null,null,"Nominal value",null,"Net present value",null,null,"Risk-adjusted net present value (interest and currency stressed)*"]
[null,null,null,null,null,null,"2014-02-04","2013-02-04","2014-02-04","2013-02-04",null,"2014-02-04","2013-02-04"]
[null,null,null,"Total volume of the covered bonds outstanding incl. derivatives",null,null,10000000,"÷",10246546.494000001,"÷",null,9865846.2719999999,"÷"]
[null,null,null,"Total volume of the cover pools incl. Derivatives",null,null,10400000,"÷",11376515.849333335,"÷",null,9485850.2620000001,"÷"]
[null,null,null,null,"% foreign currency derivatives v. liabilities",null,0,"÷",0,"÷",null,0,"÷"]
[null,null,null,null,"% interest derivatives v. liabilities",null,0,"÷",0,"÷",null,0,"÷"]
[null,null,null,null,"% foreign currency derivatives v. assets",null,0,"÷",0,"÷",null,0,"÷"]
[null,null,null,null,"% interest derivatives v. assets",null,0,"÷",0,"÷",null,0,"÷"]
[null,null,null,"Excess cover in %",null,null,0.04,"-",0.11027806841993076,"-",null,-3.8516311680069103E-2,"-"]
[]
["(1),(2)",null,null,null,null,null,"Covered bonds outstanding",null,"Cover pools"]
[null,null,null,null,null,null,"2014-02-04","2013-02-04","2014-02-04","2013-02-04",null,null,"Figures according to § 28 (1) PfandBG",null,null,"2014-02-04","2013-02-04"]
[null,null,null,"up to 6 months",null,null,0,"÷",941260.46400000004,"÷",null,null,"No. 9 Share of fixed-interest cover assets",null,null,0.87019230999999997,"÷"]
[null,null,null,"more than 6 months up to 12 months",null,null,8000000,null,1401285.8826666668,null,null,null,"No. 9 Share of fixed-interest covered bonds",null,null,1,"÷"]
[null,null,null,"more than 12 months up to 18 months",null,null,0,"÷",91311.816000000006,"÷"]
[null,null,null,"more than 18 months up to 2 years",null,null,0,null,751338.27066666668]
[null,null,null,"more than 2 years up to 3 years",null,null,0,"÷",472758.05733333336,"÷"]
[null,null,null,"more than 3 years up to 4 years",null,null,0,"÷",502870.41866666672,"÷"]
[null,null,null,"more than 4 years up to 5 years",null,null,0,"÷",2987.3706666666667,"÷"]
[null,null,null,"more than 5 years up to 6 years",null,null,2000000,"÷",16864.757333333335,"÷"]
[null,null,null,"more than 10 years",null,null,0,"÷",6219322.9626666671,"÷"]
[]
["(1),(2)",null,null,"Currency",null,null,"Stressed interest net present value of the cover pools",null,"Interest stressed PV of covered bonds outstanding",null,null,"Exchange rate",null,"Net present value in foreign currency",null,"Net present value in\nEUR"]
[null,null,null,null,null,null,"2014-02-04","2013-02-04","2014-02-04","2013-02-04",null,"2014-02-04","2013-02-04","2014-02-04","2013-02-04","2014-02-04","2013-02-04"]
[null,null,null,"EUR",null,null,8987080.2899999991,"÷",8025369.6399999997,"÷",null,1,"÷",961710.64999999944,"÷",961710.64999999944,"÷"]
[null,null,null,"DKK",null,null,1550236.83,"÷",0,"÷",null,7.5,"÷",1550236.83,"÷",206698.24400000001,"÷"]
[null,null,null,"USD",null,null,365089.66,"÷",2300595.79,"÷",null,1.25,"÷",-1935506.1300000001,"÷",-1548404.9040000001,"÷"]
[]
[null,null,null,"* Both the determination of the risk-adjusted net present value and the currency stress occur dynamically."]
[]
[]
[]
[null,null,null,"II) Composition of the ordinary cover assets",null,null,null,null,null,null,null,"(Data in million Euro)"]
[]
["(1),(2)",null,null,"Total volume cover assets",null,"2014-02-04","2013-02-04",null,"Figures",null,null,null,null,null,null,"2014-02-04","2013-02-04"]
[]
[null,null,null,"by size range",null,null,null,null,"Total amount of claims which exceed limits laid down in § 13 (1) PfandBG (§28 (1) No. 7 PfandBG)",null,null,null,null,null,"in m EUR",0,"÷"]
[null,null,null,null,"up to €300k ",250000,"÷"]
[null,null,null,null,"more than €300k up to €1m ",1850000,"÷",null,"Volume-weighted average of the claim maturity (seasoning) (§28 (1) No. 11  PfandBG)",null,null,null,null,null,"in years",2.06,"÷"]
[null,null,null,null,"more than €1m up to €10m",6000000,"÷"]
[null,null,null,null,"more than €10m ",0,"÷",null,"Average weighted loan-to-value ratio (§28 (2) No. 3 PfandBG)",null,null,null,null,null,"in %",0.27315789000000001,"÷"]
[]
[null,null,null,"by type of use (I)",null,null,null,null,"Ordinary cover (nominal)",null,null,null,null,null,"in m EUR",8100000,"÷"]
[null,null,null,null,"residential",1875000,"÷",null,"Share in total outstanding volume",null,null,null,null,null,"in %",0.81,"÷"]
[null,null,null,null,"commercial",6225000,"÷"]
[]
[null,null,null,"by type of use (II)"]
[null,null,null,null,"Country","Cut-off date","Apartments","Single and two family houses ","Multiple-family dwellings","Office buildings",null,"Retail buildings","Industrial buildings","Other commercially used buildings","New buildings under construction, not yet capable of producing a yield","Building land","Total"]
[null,null,null,null,"Poland","2014-02-04",0,1400000,225000,225000,null,0,0,0,0,0,1850000]
[null,null,null,null,"Bundesrepublik Deutschland","2013-02-04",0,0,0,0,null,0,0,0,0,0,0]
[null,null,null,null,"Demark","2014-02-04",0,250000,0,0,null,0,0,0,0,0,250000]
[null,null,null,null,"Dänemark","2013-02-04",0,0,0,0,null,0,0,0,0,0,0]
[null,null,null,null,"Total","2014-02-04",0,1650000,225000,225000,null,0,0,0,0,0,2100000]
[null,null,null,null,"Summe","2013-02-04",0,0,0,0,null,0,0,0,0,0,0]
[]
[]
[]
[null,null,null,"III) Composition of further cover assets ",null,null,null,null,null,null,null,"(Data in million Euro)"]
[]
[null,null,null,"Total amount of claims which exceed the limits of § 19 par. 1 PfandBG"]
[null,null,null,null,null,null,"2014-02-04","2013-02-04"]
[null,null,null,null,"§19 (1) No. 2 PfandBG",null,600000,"÷"]
[null,null,null,null,"§19 (1) No. 3 PfandBG",null,100000,"÷"]
[]
[null,null,null,"Further cover assets according to § 19 (1) No. 1 to 3",null,null,"Equalisation claims accc. to §19 (1) No. 1 PfandBG",null,"Claims acc. to\n§19 (1) No.2 PfandBG",null,null,"of which are covered bonds acc. to Art. 129 regul. (EU)  No. 575/2013",null,"Claims acc. to\n§19 (1) No. 3 PfandBG",null,"Total"]
[null,null,null,null,null,null,"2014-02-04","2013-02-04","2014-02-04","2013-02-04",null,"2014-02-04","2013-02-04","2014-02-04","2013-02-04","2014-02-04","2013-02-04"]
[null,null,null,null,"Poland",null,0,0,1550000,0,null,0,0,0,0,1550000,0]
[null,null,null,null,"Germany",null,0,0,0,0,null,0,0,500000,0,500000,0]
[null,null,null,null,"UK",null,0,0,250000,0,null,0,0,0,0,250000,0]
[null,null,null,null,"Total",null,0,0,1800000,0,null,0,0,500000,0,2300000,0]
[]
[]
[]
[null,null,null,"IV) Summary of payments in arrears",null,null,null,null,null,null,null,"(Data in million Euro)"]
[]
["(1),(2)",null,null,"Country",null,"Total amount of the payments in arrears for at least 90 days",null,"Total amount of the claims, where the respective amount in arrears amounts to at least 5% of the claim"]
[null,null,null,null,null,"2014-02-04","2013-02-04","2014-02-04","2013-02-04"]
[null,null,null,null,"Poland",22500,"÷",450000,"÷"]
[null,null,null,null,"Total",22500,"÷",450000,"÷"]
[]
[]
[]
[null,null,null,"V) Notes to the annual accounts"]
[]
[null,null,null,null,null,"residential",null,"commercial"]
[null,null,null,null,null,"2014-02-04","2013-02-04","2014-02-04","2013-02-04"]
[null,null,null,"Number of pending foreclosure proceedings on the accounting date",null,0,"÷",0,"÷"]
[null,null,null,"Number of pending receivership proceedings on the accounting date",null,0,"÷",0,"÷"]
[null,null,null,"Number of pending receivership proceedings with simultaneous foreclosure proceedings on the accounting date",null,0,"÷",0,"÷"]
[null,null,null,"Number of foreclosures during the financial year",null,0,"÷",0,"÷"]
[null,null,null,"Number of properties taken over during the financial year to prevent losses on mortgages",null,0,"÷",0,"÷"]
[null,null,null,"Total amount of interest arrears (data in million Euro)",null,11250,"÷",11250,"÷"]
[]
[-1,null,null,"quartalsweise in öffentlich zugänglicher Form (d.h. Homepage der Sparkasse)"]
[-2,null,null,"im Jahresabschluss"]